身份證、收入證明、在職證明、戶籍謄本、土地建物謄本、房貸最近一年繳款明細。 雖然聽起來有些不划算，然而對於部分人來說，光是較寬鬆的審核標準就讓房貸二胎極具吸引力，能成為需要資金時的救命索。 一般民眾辦理貸款，通常首先會向銀行申請�

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